On February 23, 2017, the so-called Keeping People in Their Homes Bill 2017 was introduced in the Dáil Éireann, the Assembly of Ireland. On the basis of EU law, the bill would allow Irish judges or County Registrars to carry out a proportionality assessment in home repossession and eviction cases.
This means courts could consider the fundamental human rights of borrowers facing homelessness and opt for alternative arrangements that are less onerous than home loss.
An estimated 30,000 households currently face home repossession due to mortgage arrears in Ireland.
To read more about the bill, check here.